Credit scoring, borrowing resolve functions, or other individual individual reports: Credit rating
Failed to found functions that were advertisedComplaint: Past, I set a problem within XXXX XX/XX/2019 Problem # XXXX out of dos Unsecured loans that have been inaccurately reported once the Constructive Swindle for me. Today, I gotten an email off XXXX XXXX, Assistant Manager from the Member Contact Center fax # XXXX SFFCU. He responded from the claiming I will phone call to address my circumstances. The guy set my personal Checking And you can Discounts Savings account Number From inside the Challenging Wide variety On Email. My personal cell phone is has just hacked. So it produces Identity theft & fraud that will be over the top.As to why Did He Accomplish that? And you may how it happened in my criticism matter significantly more than end in fucking up my credit0 do in order to their Useful Fraud into the Overdraft loan 80 as well as the Unsecured loan 81. I now cannot get a car Today. XXXX XXXX is actually money grubbing and requirements becoming discharged . training their Team to complete Constructive Fraud with my years to return towards the financial and also make research XXXX to do Constructive Fraud. Giving My Bank account Amount Over the internet I will Statement Your Towards Police. He or she is A dumb MANpany Reaction: Team provides responded to the user additionally the CFPB and you may determines to not offer a general public reaction Finalized having explanation
Cash advance, label mortgage, otherwise personal loan: Line of credit
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union payday loans Fresno made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation